The cost of car insurance in Dearborn was more expensive than in neighboring Detroit, Flint and Redford, according to a new report from the Michigan Department of Insurance. Auto insurance is the most expensive for Michigan residents living in Detroit, where the average is $6,192 a year, closely followed by Flint & Red Ford, where the average is $5,000 a year. The average auto insurance policy for Detroit residents living in the 48,227 area code pays an average of $3,882, more than double the cost in Flint, $2,071. Motorists in Dearborn spent an average of $4,511 on their car insurance in 2015, putting them just behind Detroit - where motorists paid an average of $3,882.
This demographic feature, along with the auto insurance landscape in Michigan and exacerbated by it, is probably what makes auto insurance in Dearborn so expensive. That's one of the main reasons Michigan Auto Insurance is the nation's most expensive insurance, according to the report.
For a male driver living in Dearborn, the average car insurance policy from another company is about $1,409 for a Honda Accord he has, which drives about 13,000 miles a year, according to the report. If you're looking to buy a Dearburn auto insurance policy, however, your average cost of car insurance in Michigan is nearly twice the national average.
In Michigan, auto insurance prices range from about $1,058 for Safeco to as high as $4,730 for Encompass, according to the report. In Dearburn, the average cost of car insurance for a male driver with a Honda Accord is $2,848, compared with $3,096 for the national average.
The price difference illustrates why anyone buying car insurance should be offered a quote that uses the average tariff, not the actual price of their car. Instead, choose the cover you need to change your car all the time - insurance deals, not which ticket would be right for you.
If you are interested in purchasing a policy directly from an insurance company, contact your insurance agent and ask to apply through the Michigan Basic Property Insurance Association. To get an idea of what you can expect from your agent, here are 8 questions you should ask when buying car insurance in Michigan, discussed in our article "8 Questions You Should Ask When Buying Car Insurance in Michigan."
Forget about the cheapest car insurance rates in your area, enter your ZIP code to see the average car insurance rates for your neighborhood. To get there, see which of the six major airlines we've studied and show you the cheapest SR-22 deals you can get by comparing deals from several airlines.
Independent insurance agents can help you find affordable car insurance for Dearborn that is tailored to your coverage and household needs. We show you how to find the cheapest car insurance in Michigan and provide you with the average car insurance rates for your region for you to compare costs. Once you have collected all this information, we can use our free online tool to compare the same level of coverage for each company. Make sure to compare the cost of the most expensive and the lowest to get the best rates for car insurance coverage throughout Michigan for the next few months.
Provider to find the cheapest car insurance and you protect yourself, your family and other drivers on the road.
Talk to one of our car insurance companies in Dearborn about the right policy for your needs. Find out why Nationwide has a 95% satisfaction rate with members and find an agent in your office to find out more about your Dearback car insurance.
Based on our rate analysis, you will see that Allstate is the cheapest insurance company in Michigan in terms of coverage levels we analyze. Interestingly, the low-cost airline in Dearborn was not in the top 10 of the most expensive insurance companies in Detroit or Detroit - the same area.
See the table below for how much it costs on average to add young drivers in Michigan and how the major insurers compare their prices. You can see which car insurance company has the lowest percentage of young drivers taking out comprehensive insurance in this chart. Of all the insurers we investigated, Geico has the lowest rate of auto insurance when it comes to adding drivers under 16 to a comprehensive policy. According to our analysis of the 10 most expensive insurers in Detroit, Progressive is the second most affordable of all the major carriers analyzed by CarInsurance.com. In addition to the cheapest PLPD car insurance in Michigan, geico also has one of the lowest auto insurance costs when including a driver under 16 in family insurance.
Given the many different factors to consider when determining Dearborn's car insurance rates, insurers are likely to indicate different rates. One of the most effective ways to ensure you get the cover you need at the best price is to compare car insurance deals. It is wise to make a comparison with car insurance before you buy a car, get married, put a driver on the insurance policy or cancel the policy. You can also do this when your policy is to be renewed, as well as during the renewal process.